Paragon Property Group
Better Homes and Gardens Real Estate

Toll Free: 866-693-7741
Sue Ellett: 512-422-7182
Stacey Nelson: 512-301-3300

Teacher Home Buyer Program for Texas Teachers

Home Buying Programs for Texas Educators

Teacher Down Payment assistance programs are currently available for first time buyers (who have not owned a home in the last 3 years and meet other guideles).  Visit the TSAHC website for more information and then give us a call to get started. 

FHA loans are also a good choice with only 3.5% down needed (and that can be a gift from friends or family).  We can generally get the Seller's to pay most of the closing costs, so your out of pocket expenses are now.    Conventional Loans are available for as little as 5% down.  USDA and VA loans are available at 100% financing. 

Home Buyer Assistance Programs
The Texas Department of Housing and Community Affairs (TDHCA) offers My First Texas Home, a program that offers competitive loan rates and up to 5% assistance for downpayment and closing costs. The amount of assistance is up to 4% of the 1st lien mortgage amount. Get Pre-Qualified now so you can own your own home!

How exciting would it be to own your own home!  It may be easier than you think. The Austin/Lake Travis/Highland Lakes areas have very affordable homes available and special loan programs for Teachers make it easy.  

Helping teachers in our area to buy a home is made easier by our Plus+ Program for Teacher home buyers (and Sellers) to receive a cash rebate at closing.

The TDHCA loan program is open to full-time teachers, counselors, librarians, nurses and teacher’s aides employed in a Texas public school, who are eligible first-time homebuyers (who have not owned a home in the last 3 years)

These loans are only available on a first come-first served basis from the Texas State Affordable Housing Corporation, only through qualified lenders, so contact us today for more information. 

Professional Educators Home Loan Program
To be eligible for this program, a potential homebuyer must be a professional educator employed full-time in Texas, as a:
* Classroom teacher
* Teacher's aide
* School librarian
* School counselor
* School nurse
* Professional Nursing Program Faculty member
* Allied Health Program Faculty member
How to Qualify

Texas State Affordable Housing Corporation
TSAHC works to fulfill its mission to provide safe, decent, and affordable housing, through innovative and unique programs. (TSAHC Website)

In addition, HUD has a program whereby Teachers, Fireman, Policemen, & EMS workers can also purchase a home through HUD at 50% OFF the listed price(in specific areas).  This is an amazing opportunity, so contact us today to find out how you can buy your first home at 50% off....

Invest in your Future...Invest in your own Home!

FREE BROCHURE on Renting vs Owning a Home

Complete the form below and indicate FREE Rent vs. Own BROCHURE on it - we'll mail you complimentary information on how to evaluate owning a home versus renting - it explains how you will get tax deductions which will reduce the actual "cost" of owning your own home.  It may even make it cheaper than renting!   You'll soon be on the path to owning your own home & securing your future!

Don't forget - it's best to get Pre-qualified early so you can take care of any credit issues you may have, plus then you will know how much you really can afford.   You need to be ready to start looking when the bond funds become available, but they will go quickly and you cannot reserve funds until you have a signed contract for your new home.     Call us and we can help explain the process and get you working with a qualified, approved lender to get your pre-approval today!

Contact Sue Ellett today to get more information on how you can buy your own home!    512-422-7182