Paragon Property Group
Better Homes and Gardens Real Estate

Toll Free: 866-693-7741
Sue Ellett: 512-422-7182
Stacey Nelson: 512-301-3300
info@PPGTX.com

Military Cash Back Bonuses for Home Buyers & Sellers and VA/Military Loan Information

Cash Back for Military/Veterans Home Buyers & Sellers

Did you know that Paragon Property Group and Better Homes & Gardens Real Estate Relocation Services can help you with Buying or Selling a Home and offer you a cash back rebate at closing???!!!  

We are USAA Real Estate Rewards Network Agents

Are you active, reserve or retired military?   All may be eligible, including first time home buyers, sellers and home buyers or sellers who are upgrading their homes.  The Cash Back Bonus* is based on the purchase/selling price. 

Contact us TODAY for a form to sign up - don't miss your opportunity to get cash back from your home sale or purchase (or both...!)

Complete the contact form below and mention USAA Real Estate Rewards and we will get you registered in the program.

You'll know that you are getting the best service possible - a winning combination - Cash Back Buyer Benefits and the Paragon Property Group, Better Homes & Gardens Real Estate

Contact Sue at 512-422-7182 or  SIGN UP TODAY!

*In Texas, cash back bonuses are paid after closing.  Other restrictions may apply. 

Did you know that Texas Vets may have special home financing options and may qualify for property tax reductions if disabled? 

Following is some useful information about home loans available here in Texas, as well as property tax exemptions for veterans with service-connected disabilities.

You deserve any benefits you have earned by serving your country.  Active or Retired Service Veterans can contact us for more information about buying your own home here in the Central Texas areas of greater Austin and the Highland Lakes areas of Marble Falls & Horseshoe Bay

Home Loans/VA Financing 

  • 90% of eligible VA buyers purchased homes in 2012 with no down payment
  • Less than 15% of veterans have taken advantage of VA loans 
  • 100% financing is available for owner occupied homes including single family, HUD approved condos, multifamily (2-4 plex) in which the veteran occupies one of the units. 
  • There is no PMI
  • Up to 4% of closing costs can be paid by the Seller
  • VA loan benefits can be used over and over again.  Once you sell one home, you can use your benefit again.  
  • Tax abatements (see above) may may it easier to qualify since your overall payments will be lower.
  • Form DD-214 should be provided to your lender so they can asisst you in obtaining your Certificate of Eligibility (COE) from the VA.   This is Step 1 in securing your VA Loan.  
  • Get Pre-Qualified by a lender who is qualified to write VA loans.   We can help - Contact Us 
  • VA loans may have more liberal debt-to-income ratios than many FHA or Conventional Loans
  • A one-time funding fee is charged at the time of loan origination.  This fee can be added to the initial loan amount.  At first use, the fee is 2.15%-2.4% of the loan amount and 3.3% for subsequent loans. 
  • Eligible veterans and active duty borrowers who have a service connected disability of 10% or greater are exempt from the funding fee.  
  • Veterans who have filed bankruptcy may apply for a new loan within 2 years or sooner provided the borrower can provide written documentation explaining the bankruptcy was beyond their control. 
  • Maximum loan limit is $417,000 
  • Here in Texas, The Texas Veterans Land Board also has home loans and land loans available.  Visit their website for more information.  

Again, we would like to thank you for our service to our country and we are here to assist you in buying or selling a home here in Central Texas.   

Need to Apply for VA Eligibility Certificate to get a VA Loan:    Register Here

Property Tax Exemptions  

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Veterans who have a service-connected disability rating from the VA can receive a reduction, or total waiver, of their property taxes. Discounts are based on your disability rating and range from $5,000 of appraised value to 100% of appraised value. 

A disabled Veteran is entitled to an exemption from taxation of $12,000 of the assessed value of the property the Veteran owns if the Veteran: is 65 years of age or older and has a disability rating of at least 10 percent; is totally blind in one or both eyes; or has lost the use of one or more limbs.

Additional eligibility includes Surviving spouses and minor children who are unmarried and under 21 years of age of a person who dies on active duty in the U.S. Armed Forces, and the surviving spouses of a deceased veteran who was entitled to an exemption. These exemptions apply to the property until it changes ownership or the person’s qualification for the exemption changes.  Check the sites below for more complete information. 

To get started, Fill out Form 50-135 Disabled Veterans and send to your County Appraisal District.  The deadline for filing for a disabled veteran's exemption is between January 1 and April 30 of the tax year. However, you may file for a disabled veteran's exemption up to one year from the delinquency date.

Texas Property Tax Exemptions - State Comptroller's Office

Texas Property Tax Exceptions - Governor's Office

See More at TexVet.com

Need to Apply for VA Eligibility Certificate to get a VA Loan:    Register Here